The Story of my inheritance from Grandma Jane goes like this:
My baby boy screeched from the bed because he had slumped over to one side, so I scooped him onto my lap. When him in my lap I wrote out the check and sealed the envelope with the form starting up a 529 College Savings fund for him. Most of the money came from a small inheritance I had received from my Mom after my Grandma Jane had passed away almost four years ago.
I’m thankful my Grandma gave me that gift, through my Mom. What has that money done already?
Well, first it was my security deposit for my first independent apartment I rented in Chicago over three years ago. I started dating my husband while I was in that apartment; I had a place where I could say, “Do you want to come over for dinner?” The tall ceilings and wooden floor added lots of character to that place, and it was a peaceful sanctuary through a rocky time of job loss.
Next I used it as the security deposit for my next apartment— a tiny studio that I rented in hopes that I wouldn’t live there long. My hopes were realized when Stephen asked me to marry him a couple of weeks later! That tiny apartment was where I stood and had my wedding dress fitted.
The next year I moved into Stephen’s home when we came home from the honeymoon. I received my security deposit back and had my inheritance again!
Since then it has been parked in a savings account; this fall I used about a quarter of it to pay for the Bradley class we took to prepare for our son’s birth. My Grandma Jane would have liked my son and his smiles; I felt that using some of the money to help my husband understand and prepare for birth was honorable enough to spend some of the money.
Now it seems right to put the rest of the money in a 529 College savings plan for our son to use for college or trade school. Grandma Jane loved school and learning, so she would be happy to know how her gift helped me and now gets to help my son! (I’m excited to see the power of interest at work.)
So growing up through having my own apartment and saving money for college for my son are what feels meaningful enough to spend and invest this money in this way!
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